Travel insurance to travel to Argentina – Forbes Advisor

Whether you want to tango in Buenos Aires, explore the glaciers of Patagonia, meander through the Mendoza wine country or cool off at the thundering Iguazu Falls, Argentina can satisfy your wanderlust.

“The land of tango, prime beef and Malbec wine, Argentina is a great country that offers a wide range of travel experiences,” said AIG Travel spokesman Scott Adamski. “One day you can immerse yourself in the world of Buenos Aires and the next you can be a saddler and a gaucho. The diversity of this country is amazing and it takes weeks to experience everything.”

Travel insurance that covers Covid treatment is required to visit Argentina, but it’s wise to consider a more comprehensive plan that protects you, your property and your investments.

The best travel insurance plans include valuable benefits for trip cancellation, trip interruption, trip delay, medical expenses, medical evacuation and baggage loss.

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Entry requirements to travel to Argentina

Regardless of your vaccination status, you can now visit Argentina without a current Covid test. Before entering the country, you will need to complete an electronic declaration that complies with the country’s travel guidelines. You will need to show proof of medical travel insurance that covers Covid treatment and transport.

RelatedUnderstanding travel insurance coverage for covid testing issues, border closures, travel advisories and restrictions

Don’t go to Tango trip cancellation insurance

If you cancel your trip for a reason listed in your travel insurance policy, your trip cancellation insurance can refund 100% of prepaid, non-refundable travel expenses.

What if your husband breaks his leg four days before the trip to Buenos Aires? You can stay home and claim reimbursement for your hotel stay, guided tours and pre-booked shows.

Trip cancellation benefits generally apply to unforeseen events such as severe weather, illness or injury to you or a family member. Issues with trip cancellation insurance vary greatly from one travel insurance plan to another, so be sure to review your policy.

Remember that not all cancellation reasons are covered by a standard trip cancellation insurance policy.

For example, if you are afraid to travel because of a new strain of the virus, you may not be eligible to make a claim under trip cancellation benefits.

If you want the biggest guarantee that you can change travel plans no matter what, you can add “cancellation for any reason” travel insurance to your standard travel insurance policy. This upgrade will increase the cost of your travel insurance plan by an average of 50 percent. If you are scheduled to travel on a trip, it may be worth the additional cost of freedom to cancel your trip for any reason, as long as you cancel at least two days in advance. “Cancel for any reason” benefits generally pay 75% of your expenses.

Travel Delay Insurance: Don’t Make Me Cry, Argentina!

Former Argentine First Lady Eva (Evita) Peron was famously quoted as saying, “Time is my greatest enemy.” If you’re stuck at an airport because of a layover on your itinerary, you might be able to connect. You won’t be able to fast-forward to your destination, but if you can recoup some of the expenses you’ve incurred, your vacation can be pretty amazing.

Travel delay insurance comes in handy when you accumulate expenses due to an issue listed in your policy. For example, if you miss your connecting flight from Miami to Buenos Aires due to a hurricane, you have some financial protection. You may be reimbursed for expenses incurred as a result of the delay. If you have to make a hotel reservation in Miami and take an Uber to get there from the airport, keep your receipts so you can submit them with your claim.

Travel delay benefits will not take effect after a certain period of time, such as three to 12 hours. Check your travel insurance plan for waiting period.

Also, if your delay causes you to miss prepaid and non-refundable parts of your trip, you can make a claim to recover those losses. That means if you arrive late for your booked Tigre Delta day trip, you can claim a refund.

Trip interruption insurance for Adios, Asado

If your Sunday barbecue is interrupted by news of an emergency, you may have to leave immediately. Unfortunately, your trip cancellation insurance can help cover last-minute plane tickets.

Additionally, if you miss out on pre-paid transportation, non-refundable hotel stays and a Beagle Channel boat tour to see penguins and seals, you can also claim those canceled expenses.

Not all reasons for shortening your trip are covered by travel insurance. For example, if you have a fight with your traveling companion and need to go home, your travel insurance plan will not cover your related expenses.

For most latitudes, you can purchase an “interruption for any reason” travel insurance upgrade to return from your trip after departure. You must purchase within 14 to 21 days of making your initial travel deposit, and the cost of basic travel insurance will increase by 3% to 10%. But if you want, you can go home early no matter what and get up to 75% of your travel expenses refunded. Keep in mind that benefits usually start 48 hours or more after you leave.

Travel medical insurance for Mala Leche

If you’re biking up Serico Chico for a panoramic mountain view and wind up on a steep road, this mala leche—a taste of bad luck—could ruin your excursion. Even more if you have to pay for treatment.

US health insurance plans do not provide coverage if you are located abroad and Medicare does not accept overseas. Check with your medical insurer to see what international benefits are available.

It’s wise to purchase travel medical insurance to cover the costs of doctor and hospital bills, medications, lab work, x-rays, and more if you’re injured or ill on your trip. In order to comply with Argentina’s entry order, be sure to purchase a travel insurance plan that covers Covid-related treatment and isolation.

The most generous travel insurance plans offer $500,000 worth of travel medical insurance per person, but if you don’t think you need that much, you can find great plans for less.

RelatedBest covid travel insurance plans

It is also wise to include emergency medical evacuation coverage. InsureMyTrip spokeswoman Meghan Walch said: “In the event of serious injury or illness, it can provide appropriate transportation to the nearest appropriate health facility.”

Say you have a seizure during a day trip to Iguazu Falls. Your travel insurance plan’s medical evacuation benefits may cover the cost of air transportation to a nearby medical center that can treat your life-threatening emergency. Without this coverage, you will have to pay for these expenses out of pocket.

Luggage insurance for wardrobe malfunctions

Imagine arriving at your San Carlos de Bariloche luxury lodge, eager to explore Playa Bonita, but you don’t have your luggage. Lost or delayed luggage can prevent you from going out and enjoying the magnificent views of Lake Nahuel Huapi.

If your luggage is lost, you can make a claim under your luggage insurance benefits, which will reduce the value of your belongings, up to the limits in your policy.

If your bags are easily delayed, you can buy a change of clothes and some toiletries to tide you over and file a claim under your baggage delay cover.

Your luggage’s travel insurance extends to your belongings when traveling in Argentina.

Say you’re on a wine tour and the leather jacket is brushed off the motorhome. You can file a claim with your travel insurance company.

Keep in mind that not everything you own is covered, as there are often exclusions for some high-value items and cash. Also, baggage and personal benefits come with comprehensive coverage and item limits.

If anything is taken, it is important to report it to the local authorities and your tour operator. You will be asked to submit this paper when you file a claim.

Walch noted that demonstrations are common in Argentina’s capital, Buenos Aires, and other cities. While most demonstrations are nonviolent, crowds can build, which can create opportunities for employers and pickpockets, she said.

Argentina’s natural hazards and disasters

In Argentina, the climate and topography are very different, so there are different natural disasters. “These include earthquakes, hurricanes and floods, and there is volcanic activity in the Andes mountains,” Walch said.

Be sure to read the language of your policy to see if these types of events are covered under trip cancellation, trip interruption, or trip delay benefits.

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