Travel insurance myths busted: what to know

Planning a trip can be expensive and stressful. The last thing you want is something that derails those plans and costs you more money.

While you can’t always control what happens on your trip, you can take some of the stress out of shopping Travel insurance. It could be travel insurance. It will save you hundreds (if not thousands). In the event of an unexpected event or illness.

However, travel insurance is not as well understood as health and other types of insurance. Car insurance. There are many misconceptions that keep you from thinking about getting coverage. In this article, we’ll debunk these myths to help you decide better. If the travel insurance is worth it for you

Start your search by comparing different insurance policies on an easy-to-use marketplace.

Travel insurance myths busted: what to know

Don’t let these common myths put you off buying travel insurance.

Myth #1: It’s too expensive.

As with any type of insurance, it can be worth spending a little now to save a lot later.

According to the US Travel Insurance Association, travel insurance typically expenses 4% to 8% of your total trip. So a trip worth $2,000 in travel insurance costs $80 to $160. When you think about how much you could lose if your luggage gets damaged, your flight is canceled or you get sick in a foreign country, the cost can be great.

Also, you can Save money on travel insurance By doing your homework, comparing and finding multiple insurance providers The correct amount of coverage.

Myth #2: It doesn’t cover much.

Travel insurance can cover a myriad of issues. depending on Type of plan Your choice can be up to 100% paid. Reasons covered including:

• Trip cancellation
• Travel delay or interruption
• Lost or damaged luggage
• Medical care

Any of these events can set you back significantly. By considering your needs and comparing travel insurance providers, you can secure the most affordable policy to minimize your losses should the unexpected occur.

Note: Some services offer travel insurance add-ons such as flight protection when booking. These add-ons may not offer the best value or comprehensive coverage, so be sure to explore your other options before purchasing.

Myth #3: Your regular health insurance covers you when you travel.

Don’t rely on your health insurance policy to cover you if you get sick or injured abroad.

The Centers for Disease Control and Prevention (CDC) advises that “even if a country nationalizes health care, it does not cover non-citizens.” “Before you go, consider your insurance options if you need care while traveling.”

In fact, some countries require (or at least strongly recommend) that visitors visit them. Travel medical insurance coverage. So does the US State Department. And even if your health insurance covers it abroad, the services are considered out-of-network and cost tens of thousands of dollars.

Finally, if you’re relatively healthy and don’t plan on doing high-risk activities like sky diving or rock climbing, don’t assume you can take your chances. Accidents and illness can happen at any time, and it’s better to be safe than sorry for potentially expensive medical bills.

Bottom line

Even the best-laid travel plans go awry. After spending a lot of time and money planning the perfect trip, it’s important to consider travel insurance to protect yourself against situations beyond your control.

You may even be able to Add travel insurance later You have booked a trip. Be sure to keep all receipts and paperwork so that you can file a claim if necessary.

Protect your money and avoid extra costs by looking into travel insurance today. Enter your travel information here to view your options.