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If you’re trying to find the top of the World of Hyatt before the end of the year, the new offer on the Hyatt Business Credit Card may be just the ticket.
Hyatt World; Insider
- Hyatt Business Credit Card World has been updated with new bonuses and income boosters.
- Cardholders can earn 2x points on the top three eligible categories every quarter until December 2023.
- There’s also a limited-time welcome bonus offer that includes two qualifying night credits for each night you stay between August 23 and December 31, 2022.
- Read the insider’s guide to the best hotel credit cards.
Small business owners who enjoy staying with Hyatt have new reasons to consider the Hyatt Business Credit Card, thanks to its income structure and welcome bonus offer.
The card has a welcome bonus of 60,000 bonus points after you spend $5,000 on purchases within the first 3 months of account opening. Additionally, new cardholders who apply and are approved for the card by October 6, 2022 will receive two qualifying night credits from August 23, 2022 through December 31, 2022. This offer is very useful if you are trying. To unlock a higher level of Hyatt Elite status and have a scheduled stay before the end of the year.
Plus, there’s good news for existing and new cardholders. The World of Hyatt Business Credit Card was launched with the ability to earn 2x points in the top three qualifying categories of quarterly spend, but that will change to the top two qualifying categories after December 31, 2022. That date has now been extended to December 31, 2023, giving cardholders more time to increase their spending.
Here’s what you need to know about all the changes to the Hyatt Business Credit Card to help you decide whether to apply.
We focus on the rewards and benefits that come with each card. These cards are not worth it if you are paying interest or late fees. When using a credit card, it’s important to pay your balance in full each month, make on-time payments, and spend only what you can afford.
Hyatt Business Credit Card Changes: New Offer, Bonus Extension
Standard APR
Variable from 17.49% to 24.49%
Recommended credit score
Good to excellent
- Excellent welcome bonus, income and benefits
- Automatic elite status for yourself and up to five company employees
- Up to $100 in Hyatt credits each year and 10% off points when you meet spending requirements.
- High annual fee
- The card does not provide an annual free night like hotel cards
- The points discount requires spending $50,000 in one calendar year
Read our review
- 60,000 bonus points after spending $5,000 on purchases in the first 3 months.
- 9 Points per $1 Spend at Hyatt – 4 Bonus Points per $1 and 5 Base Points per $1 from Hyatt when you use your card at Hyatt hotels as a World of Hyatt member
- 2 Bonus Points per $1 spent in your top three spending categories each quarter through 12/31/23, then in the top two categories each quarter thereafter.
- 2 bonus points per $1 spent on fitness club and gym memberships
- Limited Time Offer: Apply by 10/6/22 and receive the card to receive 2 tier qualifying night credits for each night you stay from 8/23/22 through 12/31/22.
- Up to $100 in Hyatt statement credit – Spend $50 or more at any Hyatt property and earn a $50 statement credit up to twice each year.
- 5 Tier Qualifying Night Credits for each Tier Tier and $10,000 in rewards spent in a calendar year.
- World of Hyatt Discovery status as long as your account is open. In addition, discovery level up to five employees
Limited time welcome bonus offer
The welcome bonus offer on Hyatt Business Credit Card World hasn’t changed the number of points awarded after meeting minimum spending requirements, but earning two-tier qualifying credits through December 31, 2022 is a new addition.
If you’re working to qualify for Hyatt elite status before the end of the year, this limited-time offer could be just what you need to reach your goal. The Hyatt Business Credit Card comes with an automatic Discoverer tier (Hyatt’s lowest tier), and to get to the next tier (Explorer), you must accumulate more advanced night credits or base points.
You can qualify for Hyatt status from qualifying nights, points earned, or meetings hosted. Here are the requirements for each calendar year to achieve each Hyatt level:
Keep in mind that this card gives you five tier-qualifying night credits for every $10,000 you spend in a calendar year, so if you’re a big spender, you can earn a tier without even setting foot in a Hyatt hotel.
Adaptive speed limiter
When the Hyatt Business Credit Card first launched last year, it came with a special “Adaptive Earning” feature that gives you bonus points in eligible categories where you spend the most. Cardholders earn 2x points from this list in the main eligible spend categories.
- Dining
- Airline tickets are purchased directly with the airline
- Car rental agencies
- Local transportation and transportation
- Gas stations
- Internet, cable and telephone services
- Social media and search engine advertising
- Shipping
The card is set to change this benefit to include only the above. two Categories quarterly after December 31, 2022. But that’s now through December 31, 2023, which means existing and new cardholders can get an extra bonus category for another year.
Otherwise, this card gets the following
- 4x points at participating Hyatt hotels, SLH properties and Lindblad trips (in addition to the 5 points per dollar you normally earn as a World of Hyatt member)
- 2x points on fitness club and gym memberships (access experiences and premium bookings until December 2022)
- 1 point per dollar on all other purchases
You can read about the card’s benefits and whether or not it’s right for you in our World Hyatt Business Card review.
Should you consider the new Hyatt Business Credit Card offer?
If the World of Hyatt Business Credit Card is on your radar but you were hoping for a higher welcome bonus before applying, the new offer on the card may be disappointing because it doesn’t come with as many bonus points.
However, if getting the Hyatt’s top tier is your goal, this offer is definitely one to consider – especially if you’re close to competing for the next top tier. Hyatt status can be incredibly valuable, especially as a Globalist, which comes with perks that can save you money and make your trip more convenient. These include suite upgrades, Club Lounge access or complimentary breakfast, and 4pm late check-out when available.
Since this is a small business credit card, not everyone qualifies, but even if you don’t have a full-time business or LLC, you may still qualify. Side gigs like driving for Uber, delivering for Instacart, or freelancing can all be considered small businesses.
If you want to earn Hyatt points but don’t have a small business, you may want to consider the Personal The World Of Hyatt Credit Card.
Instead. It has a welcome bonus of 30,000 bonus points after spending $3,000 on purchases in the first three months of account opening, and up to 30,000 additional bonus points of 2 points per dollar spent, normally 1 point on purchases up to $15,000. An annual fee of $95 is charged during the first six months of account opening. Here’s our Hyatt credit card review for all the details and a World of Hyatt vs. Hyatt Business Card comparison to see which is best for you.
And if you want to earn Hyatt points but don’t care about earning perks at Hyatt hotels, a card that earns transferable Chase Ultimate Rewards points is probably a better bet. When you have a Chase Sapphire Preferred® card, Chase Sapphire Reserve®, or Ink Business Preferred® credit card, you can transfer Ultimate Rewards points to Hyatt (along with 13 other Chase airline and hotel partners) at a 1:1 ratio.
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