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After buying travel insurance for six years, we’re sharing details about our travel insurance company of choice. Read on to find out what our Heimondo travel insurance policy covers and to get a 5% discount on your new policy.
We do not travel without travel insurance. It’s that important!
We’ve met many travelers who weren’t so lucky, even though we didn’t have to file a claim. Some were injured by motorbikes and others contracted dengue fever. Recently, we have heard stories of people contracting Covid while traveling abroad. Those unfortunate enough to not have travel insurance had unexpected expenses.
We don’t want to be those people!
Buying travel insurance gives us the freedom to travel without worrying about getting sick or injured while traveling. However, until recently, we weren’t sure which travel insurance would be best for our situation.
Haimondo is the travel insurance company we currently use and love.Yes, it is possible to love a travel insurance company.!
I don’t want to read why we love Haymondo? There is a 5% discount that you can take advantage of immediately. Otherwise, continue reading.
Why do we love Haymondo?
Having an annual Heimondo travel insurance policy means we don’t have to think about travel insurance every time we book a trip. Instead, we can focus on flights, hotels and restaurants. It’s nothing less than a game changer.
Haimondo Company meets our needs. The coverage is comprehensive. The website is easy to use. Our annual policy rates are competitive. In addition, we have a team of experts to help us if bad things happen.
An interesting fact
We have purchased travel insurance since 2016 and have never had to file a claim.
Types of Heymondo policies
We understand that purchasing an annual policy is not for everyone. Some people don’t travel as much as we do. Others want a policy to meet visa requirements, as we did when we applied for a D7 visa to move to Lisbon in 2018.
Heimondo has customizable policies for these types of travelers as well. Actually, there are three different Heimondo policy options:
1. Single trip travel insurance
This type of policy is suitable for one-time trips. Depending on your needs, this policy option may include:
There are three types of single trip travel insurance policy plans – basic, advanced and premium. Different plans have different covers and limits that you can choose from during the application process.
Pricing varies by applicant and assumes underwriting conditions such as location (home and destination), length of trip and age under 70.
Apply now for a discounted single trip travel insurance policy.
2. Annual multi-trip travel insurance
This type of policy makes sense for frequent travelers. Valid for one year, voids single trip policies and may include:
You will note that the limit for this plan is the same as for a single travel policy. However, this type of annual policy covers an unlimited number of trips every 60 days or less. It’s a great option for frequent travelers who travel at least a few times a year. However, no trip can exceed 60 days.
Our premium for an annual multi-trip policy is 338€ based on our demographics. However, your premium may be lower or higher depending on your details.
Apply for a discounted annual multi-trip travel insurance policy.
3. Long stay travel insurance
This type of policy is appropriate for digital nomads and other travelers who plan to stay at a destination for more than 60 days. It is also a good option for students who want to study abroad.
We bought a long term policy for our move to Lisbon which suited our needs at the time. Now that we live in Portugal, we buy an annual multi-trip policy instead.
Apply for a discount long term travel insurance policy.
What does Heimondo travel insurance cover?
While it’s great that Heimondo has a user-friendly website and offers affordable pricing, the policy has the coverage that frequent travelers like us need. These are the main ones:
Pro tip
Consult the Heimondo website and read your policy for full coverage descriptions and limitations.
Uncovered
Here are the things that Hemondo travel insurance does not cover:
** Additional coverage (ie drivers) can be purchased if you plan to do adventure activities or cruise. You can also add limited electronic equipment coverage.
Pro tip
Check the Heymondo website and your specific policy for full details of what is not covered.
How much does a Heimondo policy cost?
Heimondo premium varies depending on age, country of origin, destination(s), coverage required, limit selected, policy term, etc. You will need to complete an online travel insurance application to see your premium based on your circumstances.
Our policy is affordable – 338€ for couples in their 50s in Portugal and frequent travelers. Depending on your age and condition, your premium may be lower or higher.
Reminder
You should be Under 70 years To successfully apply for a Heimondo travel insurance policy.
Heymondo travel insurance discount
Does a Heimondo travel insurance policy work for you? We say go and apply.
All you have to do is apply to find out if Heimondo is right for you in terms of price and coverage. Plus, you’ll get a 5% discount if you sign up for a guide now.
Apply for a discounted Heimondo travel insurance policy.
Additional benefits
But wait – there’s more!
In addition to its user-friendly website and premium policies, Haymondo also has an app that separates its travel insurance package. This application offers the following benefits:
Apply for a discounted Heimondo travel insurance policy.
About the authors
Daryl and Mindy Hirsch
Darryl and Mindy Hirsch, winners of Saveur Magazine’s Best Travel Blog, share their culinary travel experiences and recipes on the 2foodtrippers website and YouTube. The married food and travel content creators live in Lisbon, Portugal.
Original publication date: September 23, 2022
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